In a 2016 survey, researchers found that only about 7 in 10 Americans have savings that are $1,000 or less. What’s more alarming is that out of the 7,000 survey participants, 34 percent said they have nothing set aside for their savings. When it comes to saving money, the best time to start was yesterday and the next...
Windstorms have strong and violent winds pass over land with the potential to cause considerable damage. Every state in the US has insurance provisions and riders, which homeowners can buy. This coverage protects them from property damage and loss of personal belongings. Most homeowner’s insurance covers the followin...
As time goes by, expenses keep getting higher, and electricity bills are not an exemption. With too many things demanding your cash, any chance to save money should be seized without a second thought. The following tips will enlighten you on ways you could significantly cut your power bills: Unplug your appliances Did ...
An ARM (adjustable rate mortgage) is one of the common options for homebuyers. The loan initially has a fixed interest rate for a predetermined period. After the lapse of this period, the interest rate changes based on the current market index. There are three main types of ARMs you can get from mortgage brokers inÂ...
The joy in the air everywhere is enough evidence that the festive season is here. The festive season is also that season of spending a lot of money, but you want this season a little bit different. You want to buy a home from a mortgage company in St. George (City Creek Mortgage). While everyone might be discouraging t...
Refinancing is a process of taking a new loan to pay your old home loan. It is a very valuable process, especially for long-term homeowners. Most often than not, when interests go down, homeowners rush to refinance their mortgages without certain planning. Despite getting the hope of relief, homeowners end up with a bi...
Purchasing a home can be both nerve-wracking and thrilling at the same time. This is especially true, for first time home buyers because it is difficult for you to know what to expect. The learning curve is quite steep, but a majority of the issues can be solved by carrying out some homework. Therefore, before even sta...
Nowadays, as more and more ecommerce sites pop up, the market has become extremely competitive. And for many small businesses, this means more difficulties in terms of securing their market share. The good news is, there are still plenty of ways wherein your organization can attract potential customers and have greater...
While many borrowers choose a fixed-rate mortgage, some others consider its riskier counterpart, the adjustable-rate mortgage (ARM). This type of home loan has interest rates that adjust at a specific period. ARMs usually offer a lower rate than a typical 30-year fixed loan, but there is always the risk of the rates in...
Home prices have been steadily increasing, pushing homebuyers to find loans with low interest rates. They have even gone to the point of applying for adjustable-rate mortgages (ARM). You can apply for an ARM yourself and use a home loan calculator in Utah to see how much you can afford. It Adjusts Depending on the Mark...
