Category: Finance

The Place of Quote Calculators in the Conveyancing Process

Conveyancing is a legal process that involves transferring a property from its seller to its prospective buyer. It starts the moment a seller offers their house to the point where their buyer receives the keys. Unless you have the experience or is a professional in conveyancing yourself, it can get overwhelming. This ...

How to Get the Best Housing Loan Interest Rate in PH

When you get a mortgage, your ultimate goal is perhaps snagging the best interest rate. But what does “best” really mean? Contrary to popular belief, the lowest interest rates aren’t always the best. In many cases, they’re even a mirage. To find a manageable housing loan in the Philippines, use these tips: Look...

Home Buying Basics: Getting Pre-approved for a Home Loan

Home buying can be a heavy task for many people. This is especially true if the property they are eyeing has a hefty price tag. It takes time and effort. If you want to save on these factors, you need to make sure that pre-approval is one of your priorities. Pre-approval simply means that the bank from whom you will bo...

How to Make Your 1031 Exchange Smooth and Successful

For many real estate investors, doing a 1031 exchange can be stressful. It also puts a lot of pressure on their shoulders, as they have to think about buying a new property within 45 days of the closing date of their sold property. Here, 1031ex.com and other experts discuss what you need to take note of. This way, yo...

8 Reasons Why Lenders Reject Mortgage Applications

The mortgage process is a two-way street. For it to move forward, your prospective lender would have to approve your application. If you don’t get a positive response, it might be the end of the road. Although you can seek loaning opportunities from different financiers until you succeed, being rejected the first tim...

Ways to Determine Your Home’s Market Value

If you’re planning to sell your home soon, you may be wondering about its current price. Experts at jj-realtygroup.com share ways to figure out that magic number should you decide to sell. Getting a Ballpark Idea One of the first steps you can take in figuring out what your home is worth is to input your location on ...

3 Reasons to Start Saving Early

In a 2016 survey, researchers found that only about 7 in 10 Americans have savings that are $1,000 or less. What’s more alarming is that out of the 7,000 survey participants, 34 percent said they have nothing set aside for their savings. When it comes to saving money, the best time to start was yesterday and the next...

What You Should Know About Wind Damage and Insurance Claims

Windstorms have strong and violent winds pass over land with the potential to cause considerable damage. Every state in the US has insurance provisions and riders, which homeowners can buy. This coverage protects them from property damage and loss of personal belongings. Most homeowner’s insurance covers the followin...

For Homeowners: 3 Effective Ways to Cut Power Bills

As time goes by, expenses keep getting higher, and electricity bills are not an exemption. With too many things demanding your cash, any chance to save money should be seized without a second thought. The following tips will enlighten you on ways you could significantly cut your power bills: Unplug your appliances Did ...

Understanding the Features of Adjustable Rate Mortgages

An ARM (adjustable rate mortgage) is one of the common options for homebuyers. The loan initially has a fixed interest rate for a predetermined period. After the lapse of this period, the interest rate changes based on the current market index. There are three main types of ARMs you can get from mortgage brokers in...